The number of lawsuits against professionals continues to rise at an alarming rate. Our agency specializes in professional liability insurance (also known as malpractice or errors and omissions insurance), and we know the markets better than anyone. That translates into you finding the most comprehensive policy at the most competitive price.

If you are a medical professional, attorney, insurance agent, real estate agent or accountant, or any other professional, we have programs for you that will protect you from the risk of great personal loss, including your homes, cars and other possessions. One simple mistake could cause financial devastation, as well as end your professional career - so trust your professional liability coverage to none other than Imperial Insurance Agency.

Typically, Errors and Omissions Insurance coverage helps pay for defense costs and damage awards that may be associated with professional liability claims. In general, some defense costs may result in hundreds of thousands of dollars, even if you are eventually vindicated! As such, it’s vital to carry this coverage at all times.

A professional liability claim needs to allege negligence in either the performance or the failure to perform a certain professional service. Such policies have a maximum limit of liability and usually include both legal costs and damage awards in a single limit, unless specified differently in the policy. Errors and Omissions Insurance does not cover intentional, fraudulent, illegal acts, or punitive damages in most policies.

Have our team of licensed and experienced professionals at Imperial Insurance Agency review your policy by analyzing every angle to help protect your business from unforeseen risks or liabilities.